Mortgage Calculator

New Zealand's most intuitive, user-friendly mortgage calculator with twice-daily updated rates

Always accurate. Always free. Always up-to-date.

House price

Deposit (ideally 20% of your house price)

Loan term

Interest rate(per institution rates updated as of 9 October 2025)

Repayment frequency

Your results

This calculator provides estimates only and should not be relied upon for financial decisions
Actual repayments may vary based on your lender's specific terms and conditions
Interest rates are subject to change
Additional fees and charges may apply
Always seek professional financial advice before making borrowing decisions